97%

Customer Satisfaction Rate

10 Day

Average Loan Approval Period

Mortgage Services

Purchase

Whether it's your first home or a second we're here to make purchasing a home as easy as possible

Get Started
Refinance

If you're looking to obtain a better interest rate or reduce your monthly payment we're here to help

Get Started
Investors

We can help guide and inform you through obtaining an investment property loan

Learn More
Commercial

We specialize in commercial loans from manufactured homes to hotels

Learn More
LOAN PRograms

To Fit Your Needs

Conventional

Ideal for borrow-customers with a steady income and sufficient down payment, borrow-customers pay the same monthly payment amount over the loan's lifetime.

FHA

Good option for first-time homebuyers who may not have saved enough for a large down payment

VA

Designed for military veterans, VA loans are mortgages guaranteed by the Department of Veteran Affairs, offering exceptional benefits, including low-interest rates and no down payment requirement.

USDA

Low-interest mortgages with zero down payments are designed for low-income Americans who don’t have good enough credit to qualify for traditional mortgages

Owner-Occupied

We serve the underbanked and understand that old tax returns don't tell the borrower's whole story. We validate a borrower's income with a unique approach to qualifying their ability to repay.

Lite Doc

  • No Tax Returns, W2s Or Pay Stubs Required
  • 12 Month CPA / Accountant Prepared P&L
  • Up To 80% LTV; Up To 50% Debt-To-Income
learn more

12-Month Bank Statement

  • 12-Months Personal, Business Or Draft Account Or Latest Year's 1099 Tax Form
  • No Tax Returns Or W2'S Required
  • Up To 80% LTV; Up To 50% Debt-To-Income
learn more

Investor

We understand that as a real estate investor some deals are time-sensitive and paperwork can be hard to wrangle. We serve the underbanked and look beyond the basics of a borrower.

DSCR

  • Qualify Using Subject Property Income ONLY
  • No Tax Returns Or W2s Required
  • Up To 75% LTV
learn more

Lite Doc

  • 12 Month CPA / Accountant Prepared P&L
  • Property Does Not Need Positive Cash Flow; Use Employment Income To Offset Shortage
  • Up To 75% LTV; Up To 50% Debt-To-Income
learn more
LOAN PRODUCTS

Customized for You

Purchase

Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.

learn more
Refinance

We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!

learn more
Apply Now

Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.

learn more
FIRM

About Us

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and best of all quality service and individual attention.

Today's technology is providing a more productive environment to work in. For example, through our website, you can submit a complete online, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.

OUR SPECIALTIES

The Perfect Home Is Waiting For You!

We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service, and individual attention.

Highlights

2022 Real Estate Market Predictions

Real estate market predictions are somewhat like weather forecasts in that no one's capable of being 100% accurate, but an industry expert can make a reasonably close prediction. With that in mind, here is ...

learn more

How Do You Get A Mortgage For A Rental Property?

Purchasing your first rental property is a big step in your real estate investor journey. Aside from choosing a potentially profitable property, you need to figure out how to finance your rental. Before sharing how ...

learn more

5 Mistakes Newbie Investors Make When Buying A House To Flip

With many TV shows depicting house flippers having fun while making a profit, many investors have taken interest in the idea. In 2019 alone, 6.2% of all home sales in the U.S. were flipped homes! It sure looks easy on TV ...

learn more

Ready to get started?

Get pre-approved in as little as 3 minutes.