Our Promise
Quality Service
& Individual Attention.
97%
Customer Satisfaction Rate
10 Day
Average Loan Approval Period
Mortgage Services
Purchase
Whether it's your first home or a second we're here to make purchasing a home as easy as possible
Get StartedRefinance
If you're looking to obtain a better interest rate or reduce your monthly payment we're here to help
Get StartedLOAN PRograms
To Fit Your Needs
Owner-Occupied
We serve the underbanked and understand that old tax returns don't tell the borrower's whole story. We validate a borrower's income with a unique approach to qualifying their ability to repay.
Lite Doc
- No Tax Returns, W2s Or Pay Stubs Required
- 12 Month CPA / Accountant Prepared P&L
- Up To 80% LTV; Up To 50% Debt-To-Income
12-Month Bank Statement
- 12-Months Personal, Business Or Draft Account Or Latest Year's 1099 Tax Form
- No Tax Returns Or W2'S Required
- Up To 80% LTV; Up To 50% Debt-To-Income
Investor
We understand that as a real estate investor some deals are time-sensitive and paperwork can be hard to wrangle. We serve the underbanked and look beyond the basics of a borrower.
DSCR
- Qualify Using Subject Property Income ONLY
- No Tax Returns Or W2s Required
- Up To 75% LTV
Lite Doc
- 12 Month CPA / Accountant Prepared P&L
- Property Does Not Need Positive Cash Flow; Use Employment Income To Offset Shortage
- Up To 75% LTV; Up To 50% Debt-To-Income
LOAN PRODUCTS
Customized for You
Purchase
Whether you're buying your first home or your dream home, we have a mortgage solution for you. Get your custom rate quote today.
learn moreRefinance
We're committed to helping you refinance with the lowest rates and fees in the industry today. Check out our Low Rates, Calculate your Payment, or Start the Process Today!
learn moreApply Now
Our Secure Application takes about 12 minutes to complete, and is required for a "Pre-Approval." You will be contacted once your application is submitted.
learn moreFIRM
About Us
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages, and best of all quality service and individual attention.
Today's technology is providing a more productive environment to work in. For example, through our website, you can submit a complete online, secure loan application or pre-qualify for a home loan. You may also evaluate your different financing options by using our interactive calculators and going over various mortgage scenarios.
OUR SPECIALTIES
The Perfect Home Is Waiting For You!
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service, and individual attention.
Highlights
2022 Real Estate Market Predictions
Real estate market predictions are somewhat like weather forecasts in that no one's capable of being 100% accurate, but an industry expert can make a reasonably close prediction. With that in mind, here is ...
learn moreHow Do You Get A Mortgage For A Rental Property?
Purchasing your first rental property is a big step in your real estate investor journey. Aside from choosing a potentially profitable property, you need to figure out how to finance your rental. Before sharing how ...
learn more5 Mistakes Newbie Investors Make When Buying A House To Flip
With many TV shows depicting house flippers having fun while making a profit, many investors have taken interest in the idea. In 2019 alone, 6.2% of all home sales in the U.S. were flipped homes! It sure looks easy on TV ...
learn more